Lock and Cash Sports Insight Service

Terms & Conditions

Effective Date: July 16, 2025

PLEASE READ THESE TERMS CAREFULLY. By accessing or using the Lock and Cash Sports Insight Service (the "Service")—including but not limited to visiting our website, purchasing a subscription, or receiving picks via web page, SMS, email, or Telegram—you ("Subscriber," "you," or "your") agree to be legally bound by these Terms & Conditions ("Terms"). If you do not agree, do not access or use the Service.

1. Eligibility & Scope

Age & Legal Capacity. You must be 21 years of age or older (or the age of majority in your jurisdiction) and legally competent to enter into contracts. We do not target or knowingly collect data from anyone under 21.

Legal Compliance. You represent that your use of the Service is lawful in your jurisdiction. It is your sole responsibility to determine whether sports betting is legal where you reside and to act in accordance with all applicable laws and regulations.

2. Service Description

Lock and Cash Sports provides sports‑handicapping insights, analysis, and opinion content (collectively, "Insights") designed to educate and entertain sports bettors. We do not accept, place, or facilitate wagers. No part of the Service constitutes bookmaking, gambling, or investment advice.

3. Entertainment Purpose Only & No Guarantee of Profit

Informational Content. Insights are provided "AS IS" for entertainment and informational purposes only and do not guarantee any financial return. Past performance is not indicative of future results.

Risk Disclosure. All wagering involves risk. You acknowledge that you may lose some or all funds wagered. You assume full responsibility for any decisions made and results achieved based on Insights.

4. No Professional Advice

The Service does not constitute (and should not be relied upon as) financial, investment, legal, or tax advice. Consult qualified professionals before acting on any information.

5. Subscription Plans, Billing & Renewal

Plans. We offer Weekly, Monthly, and Quarterly (Seasonal) subscription tiers. Details, pricing, and features are posted on our checkout page and may change at any time.

Automatic Renewal. Unless cancelled, your subscription automatically renews for successive terms at the then‑current rate. You authorize us (or our payment processor, e.g., Stripe) to charge the payment method on file.

Cancellation. Cancel anytime through account settings before the renewal date to avoid further charges. Cancellations take effect at the end of the current paid term; no refunds are issued for partial periods.

NO REFUNDS POLICY

ABSOLUTELY NO REFUNDS ON INFORMATIONAL PRODUCTS. Lock and Cash Sports provides proprietary sports insights and analysis that are delivered immediately upon purchase. Due to the digital and informational nature of our products, ALL SALES ARE FINAL AND NON-REFUNDABLE. Any purchases are final and non-refundable without exception.

By purchasing our service, you acknowledge and agree that you will not receive a refund under any circumstances, including but not limited to dissatisfaction with picks, losing wagers, technical issues, or change of mind.

6. Account Security

You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. Notify us immediately of unauthorized use.

7. Intellectual Property & Limited License

Ownership. All content—including Insights, text, graphics, audio, and video—is owned by Lock and Cash Sports or its licensors and protected under U.S. and international IP laws.

Limited License. We grant you a non‑exclusive, non‑transferable, revocable license to access and use the Service for your personal, non‑commercial use during an active subscription term.

Prohibited Uses. You may not redistribute, resell, scrape, publish, reverse‑engineer, or otherwise exploit any part of the Service without our prior written consent.

8. Prohibited Conduct

You agree not to:

  • Use the Service to facilitate or promote illegal gambling activities;
  • Attempt to scrape, copy, or distribute subscription‑only content;
  • Transmit any harmful code or interfere with the Service's operation;
  • Impersonate another person or misrepresent your affiliation with us;
  • Violate any applicable laws or regulations.

9. Responsible Gambling

We support responsible gambling. If you feel you may have a gambling problem, please contact the National Council on Problem Gambling (1‑800‑522‑4700) or your local helpline.

10. Privacy

Our collection and use of personal data are governed by our Privacy Policy, incorporated herein by reference. By using the Service, you consent to such data practices.

11. Third‑Party Content & Links

The Service may contain links to third‑party sites or content. We do not endorse or control these third parties and are not responsible for their content, policies, or practices.

12. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF ACCURACY, FITNESS FOR A PARTICULAR PURPOSE, NON‑INFRINGEMENT, AND MERCHANTABILITY.

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, LOCK AND CASH SPORTS, ITS OWNERS, OFFICERS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, ARISING OUT OF OR RELATED TO THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY IN ANY MATTER ARISING OUT OF THESE TERMS SHALL NOT EXCEED THE AMOUNT PAID BY YOU FOR THE SUBSCRIPTION PERIOD IN WHICH THE CLAIM AROSE.

14. Indemnification

You agree to defend, indemnify, and hold harmless Lock and Cash Sports and its affiliates from any claims, damages, liabilities, and expenses (including reasonable attorneys' fees) arising out of your use or misuse of the Service or breach of these Terms.

15. Dispute Resolution & Arbitration

Mandatory Arbitration. Any dispute arising under these Terms shall be resolved exclusively by binding arbitration administered by JAMS in accordance with its Streamlined Arbitration Rules. The arbitration will take place in New York County, New York, unless the parties agree otherwise.

Class‑Action Waiver. YOU AND LOCK AND CASH SPORTS AGREE THAT ANY PROCEEDINGS SHALL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS and not as a class, consolidated, or representative action.

Injunctive Relief. Nothing herein shall prevent either party from seeking provisional remedies (e.g., injunctive relief) in aid of arbitration.

16. Governing Law

These Terms and any dispute related to the Service are governed by the laws of the State of New York, without regard to its conflict‑of‑laws rules.

17. Severability

If any provision of these Terms is found unlawful or unenforceable, that provision will be enforced to the maximum extent possible and the remaining provisions will remain in full force.

18. Assignment

You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may freely assign these Terms.

19. Modification of Terms

We may update these Terms at any time by posting a revised version on our website and/or notifying you. Continued use after the effective date of any changes constitutes acceptance.

20. Termination

We reserve the right to suspend or terminate your access to the Service at any time, without notice, for conduct that we believe violates these Terms or is otherwise harmful.

21. Entire Agreement

These Terms, together with any order confirmation and our Privacy Policy, constitute the entire agreement between you and Lock and Cash Sports regarding the Service and supersede all prior agreements or understandings.

22. Contact Us

Questions or concerns? Contact support@lockandcash.com

Last Updated: July 16, 2025